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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities offered through Cambridge Investment Research, Inc. a Broker/Dealer, member FINRA / SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Investment advice offered through Jesus A. (Jay) Soto, LUTCF, an Investment Advisor Representative. De Soto & Company and Cambridge are not affiliated and are not responsible for each other’s policies or services. Investment products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by any financial institution. -Not FDIC / NCUA / NCUSIF Insured. Advisors do not offer legal and/or tax advise; please refer all legal questions to your legal and/or tax counsel. Jesus A. (Jay) Soto, LUTCF is securities licensed in New Mexico, Texas, Florida, Louisiana, Georgia, Illinois and Washington states.